Consumer Loan Underwriter Hiring Range 26 23 Hr 31 15 Sharonview Fcu Indian Land

Job Title : Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr
Date : 13 October 2021
Company : Sharonview FCU
City : Indian Land

Sharonview FCU Hiring 2021 - Sharonview FCU provide a chance to fill Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr that will be placed in Indian Land.

Sharonview FCU Jobs 2021

Detail of : Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr Job Openings in Indian Land

Essential Responsibilities

  • Assess applicants' credit history, capacity, capital, collateral and conditions to make a sound, consistent and logical decision on the requested loan within established department service level agreements.
  • Analyze copies of loan documentation, personal and business financial statements, and any other financial information as needed to support loan decision.
  • Apply consistent decisions across all products, all channels, and without bias or discrimination. Make decisions consistent with credit union policies and procedures and overall risk profile.
  • Sufficiently document files/systems so members and staff fully understand the reasons for an approval, denial or counter offer.
  • Consider rate exceptions and counter offers with tactfulness and consistency.
  • Contribute to evaluating and recommending improvements to department functions (LOS, processes, policy, etc.)
  • Assists internal customers as a subject matter expert on all consumer loan products
  • Coaches and mentors loan officers on effectively interviewing applicants to better enable a timely loan decision.
  • Apply in-depth knowledge of scoring models and know when to override the models.
  • Maintain a current understanding of market forces and conditions that impact consumer loan underwriting, such as: local and national economy, competitor rates and products, membership product/service desires and needs, automotive industry offerings, and major credit card competitor programs.
  • Partner with internal customers to be a problem solver for members by identify their financial goals and proactively offering SFCU products and services that will aid in the achievement of those goals.
  • Meet quality standards for services and customer satisfaction
  • Maintain confidentiality and security of applicant information and data at all times.
  • Monitor workload and volumes to insure satisfactory timeliness of decisions.
  • Generate monthly reports for Management pertaining to the volume, credit quality, application quality, Risk Based Pricing and other similar reports as requested.
  • Performs other duties and accountabilities as assigned

Qualifications and Requirements*

  • Bachelors degree (BA or BS) from an accredited four-year college or university and three or more years of related experience; or an equivalent combination of education and work experience
  • Superior written and verbal communication skills with an outgoing, friendly personality. Information and data can be exchanged in person, in writing, by telephone or e-mail with a wide variety of persons, both internally and externally [outside the organization] and may include written or verbal reports of various underwriting activities; involves active listening: giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times; works most closely with processors, origination staff.
  • Proficiency with a variety of computer software applications, including MS Word, MS Excel, and MS Outlook and the ability to quickly adapt or learn new systems and technology.
  • Ability to work well with people and to create a self-motivating work environment. Developing constructive and cooperative working relationships with others, and maintaining them over time.
  • Strong organization skills and the ability to multi-task in a fast paced environment.
  • Knowledge of economic and accounting principles and practices, the financial markets – especially the secondary mortgage market, banking and the analysis and reporting of financial data.
  • Negotiation or persuading others to change their minds or behavior. Social Perceptiveness - being aware of others' reactions and understanding why they react as they do. Adjusting actions in relation to others' actions.
  • Service Orientation - Actively looking for ways to help people solve problems or meet financial objectives.
  • Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions. Requires creativity, strong decision-making and quick-thinking skills and abilities.
  • Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making opportunities.
  • Must have the ability to analyze financial statements, tax returns, P&L statements and perform a cash flow analysis are required.


  • 3 year(s): Related experience


  • Bachelors or better

Job Type: Full-time

Work Location: Multiple Locations

For further information, please refer official source from Sharonview FCU on following link below. To find out where you fit in, please visit :

Notes :

  • Only qualified candidates that meet with the above requirements would be processed in this recruitment.
  • Only candidates that meet the above qualification will be shortlisted.

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