Consumer Loan Underwriter Hiring Range 26 23 Hr 31 15 Sharonview Fcu Indian Land

Job Title : Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr
Date : 13 October 2021
Company : Sharonview FCU
City : Indian Land

Sharonview FCU Hiring 2021 - Sharonview FCU provide a chance to fill Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr that will be placed in Indian Land.

Sharonview FCU Jobs 2021

Detail of : Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr Job Openings in Indian Land

Essential Responsibilities

  • Assess applicants' credit history, capacity, capital, collateral and conditions to make a sound, consistent and logical decision on the requested loan within established department service level agreements.
  • Analyze copies of loan documentation, personal and business financial statements, and any other financial information as needed to support loan decision.
  • Apply consistent decisions across all products, all channels, and without bias or discrimination. Make decisions consistent with credit union policies and procedures and overall risk profile.
  • Sufficiently document files/systems so members and staff fully understand the reasons for an approval, denial or counter offer.
  • Consider rate exceptions and counter offers with tactfulness and consistency.
  • Contribute to evaluating and recommending improvements to department functions (LOS, processes, policy, etc.)
  • Assists internal customers as a subject matter expert on all consumer loan products
  • Coaches and mentors loan officers on effectively interviewing applicants to better enable a timely loan decision.
  • Apply in-depth knowledge of scoring models and know when to override the models.
  • Maintain a current understanding of market forces and conditions that impact consumer loan underwriting, such as: local and national economy, competitor rates and products, membership product/service desires and needs, automotive industry offerings, and major credit card competitor programs.
  • Partner with internal customers to be a problem solver for members by identify their financial goals and proactively offering SFCU products and services that will aid in the achievement of those goals.
  • Meet quality standards for services and customer satisfaction
  • Maintain confidentiality and security of applicant information and data at all times.
  • Monitor workload and volumes to insure satisfactory timeliness of decisions.
  • Generate monthly reports for Management pertaining to the volume, credit quality, application quality, Risk Based Pricing and other similar reports as requested.
  • Performs other duties and accountabilities as assigned

*
Qualifications and Requirements*

  • Bachelors degree (BA or BS) from an accredited four-year college or university and three or more years of related experience; or an equivalent combination of education and work experience
  • Superior written and verbal communication skills with an outgoing, friendly personality. Information and data can be exchanged in person, in writing, by telephone or e-mail with a wide variety of persons, both internally and externally [outside the organization] and may include written or verbal reports of various underwriting activities; involves active listening: giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times; works most closely with processors, origination staff.
  • Proficiency with a variety of computer software applications, including MS Word, MS Excel, and MS Outlook and the ability to quickly adapt or learn new systems and technology.
  • Ability to work well with people and to create a self-motivating work environment. Developing constructive and cooperative working relationships with others, and maintaining them over time.
  • Strong organization skills and the ability to multi-task in a fast paced environment.
  • Knowledge of economic and accounting principles and practices, the financial markets – especially the secondary mortgage market, banking and the analysis and reporting of financial data.
  • Negotiation or persuading others to change their minds or behavior. Social Perceptiveness - being aware of others' reactions and understanding why they react as they do. Adjusting actions in relation to others' actions.
  • Service Orientation - Actively looking for ways to help people solve problems or meet financial objectives.
  • Complex Problem Solving - Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions. Requires creativity, strong decision-making and quick-thinking skills and abilities.
  • Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making opportunities.
  • Must have the ability to analyze financial statements, tax returns, P&L statements and perform a cash flow analysis are required.

Experience
Preferred

  • 3 year(s): Related experience

Education
Preferred

  • Bachelors or better

Job Type: Full-time

Work Location: Multiple Locations


For further information, please refer official source from Sharonview FCU on following link below. To find out where you fit in, please visit :



Notes :

  • Only qualified candidates that meet with the above requirements would be processed in this recruitment.
  • Only candidates that meet the above qualification will be shortlisted.

If you are not interested in Consumer Loan Underwriter Hiring Range 26 23 hr 31 15 hr Indian Land October 2021 Sharonview FCU above, you can try to find your job by read related jobs from another company in Indian Land below.


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